
Using Your First Home as Collateral to Buy a Second Home
How to use a HELOC, home equity loan, or cash-out refinance on your primary home to fund a second home in Durango, Pagosa Springs, or Telluride.
Read More
The Rocky Mountain Home and Ranch blog is a set of plain-English guides to buying and selling in Durango and Southwest Colorado, written by agent Brett Rosenbaugh: second-home financing, ranches and land, and life in each town.

How to use a HELOC, home equity loan, or cash-out refinance on your primary home to fund a second home in Durango, Pagosa Springs, or Telluride.
Read More

How to buy in Durango, Pagosa Springs, or Telluride before your current home sells: financing options, sale contingencies, ranch timelines, and carrying costs.
Read More

Financing, occupancy rules, wildfire insurance, wells and road access, property taxes, and short-term rental rules for second homes in Durango, Pagosa Springs, and Telluride.
Read More
Read More

What living in Pagosa Springs, Colorado is actually like: the hot springs, Wolf Creek, the San Juan River, and a mountain town that still feels like a real community.
Read More
Durango, Colorado is one of the most active outdoor towns in the American West. Here is what that looks like day to day, and why it matters if you are thinking about buying here.
Read More
Nobody moves to Durango for career advancement. They move here because they decided how they spend their days matters. Here is what a regular Tuesday looks like.
Read More